Is Insurance Included in the Price?

Generally, renters will get a basic level of cover included in the cost of their rental. However, please note that there are exceptions especially if you are a resident of Canada. A few credit card companies may have CDW insurance on rental cars when you use their cards to pay for the rental, so make sure to check the terms and conditions of your credit card beforehand.

What are the options available for rental vehicle excess cover in Canada?

You have a few different options when it comes to purchasing insurance in Canada. Most rental car companies provide a Collision Damage Waiver (CDW). Personal Accident Insurance (PAI) and Personal Effects Coverage (PEC) for an additional charge. Read more in our article about how car rental insurance works in Canada.

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Remember

Car Rental Insurance in Canada...

In Canada, for the most part, no additional car insurance coverage is required because renters are often covered by their personal insurance policies. Keep in mind though that this is only applicable for Canadian residents, and if you are visiting Canada from another country, you may notice that the car rental insurance process works differently. To be sure, call your insurance company or your credit card provider and clarify what is included and not.