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Need help with your car rental? Phone: 1888-463-8946
Need help with your car rental?
Phone: 1888-463-8946

Is Insurance Included in the Price?

Insurance, before booking a rental car in Canada banner

Generally, basic insurance is included in the rates, however, in the event of damage to the rental car – each car rental provider has a Damage Excess fee.

This varies per car rental provider, location and driver's age. Details can be viewed on the "Important Information" box during the booking process or the car rental provider's Terms and Conditions.

What are the options available for rental vehicle excess cover in Canada?

You have a few different options when it comes to purchasing insurance in Canada. Most rental car companies provide a Collision Damage Waiver (CDW). Personal Accident Insurance (PAI) and Personal Effects Coverage (PEC) for an additional charge. Read more in our article about how car rental insurance works in Canada.

Click here for more important things to know before you book.


Car Rental Insurance in Canada...

In Canada, for the most part, no additional car insurance coverage is required because renters are often covered by their personal insurance policies. Keep in mind though that this is only applicable for Canadian residents, and if you are visiting Canada from another country, you may notice that the car rental insurance process works differently. To be sure, call your insurance company or your credit card provider and clarify what is included and not.