- see
We compare car rentals.
  • Great Rates
  • Wide Selection of Cars
  • Trusted Since 2001
  • AL
  • AV
  • BG
  • DO
  • EN
  • HZ
  • NA
  • TH
Download the VroomVroomVroom app and access the best car hire deals wherever you are. App Store Google Store
Need help with your car rental? Phone: 1888-463-8946
Need help with your car rental?
Phone: 1888-463-8946

Is Insurance Included in the Price?

Insurance, before booking a rental car in Canada banner

Generally, renters will get a basic level of cover included in the cost of their rental. However, please note that there are exceptions especially if you are a resident of Canada. A few credit card companies may have CDW insurance on rental cars when you use their cards to pay for the rental, so make sure to check the terms and conditions of your credit card beforehand.

What are the options available for rental vehicle excess cover in Canada?

You have a few different options when it comes to purchasing insurance in Canada. Most rental car companies provide a Collision Damage Waiver (CDW). Personal Accident Insurance (PAI) and Personal Effects Coverage (PEC) for an additional charge. Read more in our article about how car rental insurance works in Canada.

Click here for more important things to know before you book.


Car Rental Insurance in Canada...

In Canada, for the most part, no additional car insurance coverage is required because renters are often covered by their personal insurance policies. Keep in mind though that this is only applicable for Canadian residents, and if you are visiting Canada from another country, you may notice that the car rental insurance process works differently. To be sure, call your insurance company or your credit card provider and clarify what is included and not.